Bank BSN launches RumahMU, opens sharia KPR for Muhammadiyah members

PT Bank Syariah Nasional (BSN), together with Pimpinan Pusat Muhammadiyah, launched the RumahMU Program to expand access to sharia-based home ownership for members of the organization. The program targets a range of income groups, including informal workers and entrepreneurs who often face obstacles in obtaining housing financing. For incomes above Rp8,5 juta per month, BSN offers nonsubsidized KPR with margins starting at 3,75 percent and tenors of up to 30 years. Residents with incomes of up to Rp8,5 juta can access subsidized KPR with administrative fee discounts of up to 50 percent, while those earning below Rp4 juta receive additional support for installment gaps and contract fees. BSN is also preparing a Financial Clinic and an OJK SLIK check before financing approval.