BFI Finance profit rises 8.7% on Rp 10.7 trillion new financing
Gross NPF at BFI fell to 1.55%, below the 3.06% industry average, as assets reached Rp 25.1 trillion.
PT BFI Finance Indonesia Tbk booked net profit of Rp 828.9 billion in the first half of 2026, up 8.7 percent from the same period a year earlier. From January to June, the company disbursed Rp 10.7 trillion in new financing, still dominated by four-wheel vehicle financing through refinancing and used-car loans. As of June 30, 2026, BFI Finance's total assets stood at Rp 25.1 trillion, while managed receivables rose 3.6 percent year on year to Rp 26.5 trillion. Financing quality remained solid, with gross NPF at 1.55 percent and net NPF at 0.27 percent, below the industry average. Revenue rose 3.7 percent to Rp 3.4 trillion, with RoA at 8.1 percent and RoE at 15.1 percent. BFI Finance has also paid out Rp 1.036 trillion in cash dividends, or 65.5 percent of net profit for fiscal 2025.