ACA insurers seek median 14% premium hike for 2027 plans
Why it matters: KFF found the biggest hit will fall on middle-income buyers who no longer get enhanced subsidies.
Health insurers selling Affordable Care Act marketplace coverage are seeking another steep round of price increases for 2027, with a median proposed premium hike of 14%, according to a KFF analysis of 77 publicly available rate filings. The increase would follow a 20% median jump in 2026. Insurers pointed to rising medical and drug costs, workforce expenses, federal regulatory changes and the end of pandemic-era enhanced subsidies. KFF said middle-income Americans above 400% of the poverty level are likely to feel the sharpest strain because they do not qualify for the subsidies that shield many enrollees from the full premium. Final 2027 rates are due later this summer.